🚨 How teams handle failed payments before FlyCode?

Most recovery efforts fail because they treat all errors the same, even though banks and card networks apply different rules and risk scores to each transaction.

Teams are trying to handle it by:

(1) relying on the basic recovery of their payment provider (like Stripe basic smart recovery);

(2) brute forcing or fixed-interval retry strategies, a legacy approach that ultimately reduces retry success rates and increases customer churn;

(3) sending too many or too few emails to customers (contact your bank..).

One of the biggest challenges is that payment providers, issuing banks, and card networks classify errors into different categories and have their own risk rules, which adds complexity and leads to many errors getting bucketed together, such as ‘Do not honor’.